Financing Options
Brought to you by Sold on St. Bernard
Home Buying Loans
There are a variety of options for financing your new home purchase or new home construction. From Low down payments to No down payment- you can find an option that will help you get into your dream home today!
Conventional as low as 5% minimum down payment
FHA as low as 3.5% minimum down payment
VA up to 100% financing available (based on borrower’s VA entitlement)
Construction Loan Options
The One-Time-Close Construction Loan is a single closing that includes both the initial financing of the construction build (and purchase of the land) and the permanent financing. These are available through the VA as well as conventional lenders.
Check out our Sold on St. Bernard Lending Partners for more information on lending options and special programs:
CrossCountry Mortgage offers every loan program, all in one place!
3% Down Conventional
3.5% Down FHA
0% Down Rural Development
0% Down VA
One Time Close Construction Loans
FHA & Conventional Renovation Loans
Bank Statement Loads for Self-Employed Borrowers
HELOC’s
Jumbo Loans
For more information on any of these programs contact:
Claude Maher
Originating Branch Manager
D 504.610.8734
W ccm.com/Claude-Maher
E claude.maher@ccm.com
CrossCountry Mortgage, LLC
908 W. Judge Perez Drive, Suite A
Chalmette, LA 70043
Personal NMLS179025 Branch NMLS1614735
Company NMLS3029
Gulf Coast Bank offers a variety of lending solutions to meet your loan needs including purchase loans, refinance loans, construction, FHA, VA and USDA (rural development). We even offer programs designed for first-time homebuyers including Down Payment Assistance, Jumbo loans and renovation/203k loans.
Our loans come with competitive rates and flexible terms, plus local lending decisions and the personal service you’ve come to expect from the bank that cares about you!
For more information contact our Sold on St. Bernard Loan Officer:
Pat Callaghan
Mortgage Loan Originator
2626 N Arnoult Rd Suite 100
Metairie, LA 70002
PatCallaghan@gulfbank.com
NMLS 129310
Gulf Coast Bank & Trust Company Mortgage Banking Division
www.gulfbank.com/PatCallaghan
Office: 504-544-6302
Fax: 504-599-5725
Hancock Whitney is a full-service mortgage lender offering Conventional, FHA, VA, and Rural Development (RD) loans for borrowers.
In addition, we offer great one-time close construction loan with competitive rates & terms for those borrowers who want to build the home of their dreams.
Hancock Whitney also offers FHA 203k loans to those that may need to do some renovations on a home they are purchasing, and offers an internal closing costs assistance program that allows borrowers to get up to $5,000.00 in closing costs assistance.
To find out more, Contact:
Dana Duhe’
Assistant Vice-President, Mortgage Originator
Hancock Whitney
2250 Gause Blvd., East
Slidell, LA 70461
Internal Extension 428-3461
Office: 985-646-3461 | Cell: 504-874-3517
MLO #699390
dana.duhe@hancockwhitney.com
Learn More
USDA – https://www.rd.usda.gov/programs-services/single-family-housing-programs
FHA – https://www.hud.gov/buying/loans
VA – https://www.va.gov/housing-assistance/home-loans/
Fannie Mae – https://singlefamily.fanniemae.com/originating-underwriting/mortgage-products/construction-products
Freddie Mac – https://sf.freddiemac.com/working-with-us/origination-underwriting/mortgage-products/construction-conversion-mortgages
