Making Home Ownership a Reality!
Down Payment & Closing Cost Assistance
Owning a home could be much easier than you think! Qualified buyers may be able to receive ‘Gifts’ to help with their down payments and/or closing costs when buying a home in St. Bernard Parish. In addition, 100% financing is available to qualified buyers at various lending institutions through the USDA Rural Development Loan Program.
The St. Bernard Parish Home Mortgage Authority is pleased to offer two special programs for potential homebuyers that offer assistance:
Capital Area Finance Authority (CAFA) Down Payment Assistance:
- Down Payment ‘Gifts’: No repayment
- Primary residence, single-family homes only
- Income limits subject only to borrowers that apply, not total household income
- Not limited to first-time homebuyers
- Minimum Credit Score of 640 required
For more information:
Cross Country Mortgage
908 W. Judge Perez Dr. Ste A Chalmette, LA
Contact: Claude Maher 504-610-8734(cell) 504-207-7600(o) claude.maher@myccmortgage.com
Southern Mortgage Assistance Program:
- Closing Costs or Down Payment ‘Gifts’: No repayment
- Single Family homes-new or existing
- Income restrictions
- Minimum Credit Score of 640 required
For more information visit these local lenders:
Gulf Coast Bank
8216 W. Judge Perez Dr.
Chalmette, LA
or
1801 E. Judge Perez Dr.
Chalmette, LA
Contact:
Loan Officer Pam McLaurin Lee @ 504-275-0225 (cell) 504-561-1307(o) Pammclaurinlee@gulfbank.com
Loan Officer Pat Callaghan 504- 722-5043(cell) 504-544-6302(o) patcallaghan@gulfbank.com
Hancock Whitney Bank
3131 Paris Rd.
Chalmette, LA
Contact: Loan Officer Dana Duhe 504-874-3517(cell), 985-646-3461(o) dana.duhe@hancockwhitney.com
